The first step in placing your manufactured home on an engineered permanent foundation is to own the land upon which the unit sits. Whether the home is located in a resident-owned a Planned Unit Development subdivision (PUD), a manufactured home condominium park, a cooperative community or on private property, one of these ownership classifications must exist for the home to qualify for a permanent connection. (more…)

by R. Sebastian Gibson, Attorney and Realtor, Rancho Mirage, California

The bad news is there for anyone to see. It’s on the newspapers, it’s on the TV and it’s coming from all the financial advisers. The housing market in California is looking bad, real bad. New home sales are down, existing home sales are down, mortgages are hard to get. The latest pronouncement is that the housing problems may not peak until 2009, two years from now. In the interim, articles are now coming out in the financial sections that we can expect double digit declines in the price of housing over the next few years. (more…)

by R. Sebastian Gibson

As of October 2007 with Halloween approaching we have both good news and bad news as they relate to the housing market in the Coachella Valley. Trick or Treat. You want the good news or the bad news? Good choice. We’ll discuss the good news first. (more…)

The spinal cord is the lifeline of the body that controls movement and sensation in the upper and lower segments of a person’s form. It contains nerve cells, muscle tissue and nerve fibers that connect to the brain. (more…)

As with paraplegia, quadriplegia can be the result of a number of causes, but is most commonly the result of a traumatic injury to the spinal cord, such as that caused by an auto or motorcycle accident. In fact, motor vehicle accidents are the cause of fifty-five percent of quadriplegic injuries. Sports injuries are the second most common cause (about twenty-five percent) and falls account for another fifteen percent. Violence such as gunshot wounds are another common cause of quadriplegia. (more…)

Paraplegia is the loss of movement of the lower part of the body, essentially from the waist down. While quadriplegia is the loss of movement of a person’s arms and legs and essentially, the loss of control of muscles from the neck down, paraplegia is still the result of major damage to a person’s spine. (more…)

An Auto or Motorcycle Accident can cause paralysis, which is the result that occurs when the brain or spinal cord is disconnected with the body. The resultant loss of muscle function for one or more muscle groups makes it impossible to control the muscles that move that part of the body. This type of accident occurs far too often in California and in other states. (more…)

Triplegia is a condition which causes a person to be unable to feel or control an entire side of his or her body as well as another of the person’s arms or legs. This paralysis of three extremities is often caused by an accident such as an auto or motorcycle accident or violent acts such as gunshot wounds. (more…)

In the State of California, all occupants in a motor vehicle are required to wear a seatbelt anytime the vehicle is in motion. Billboards up and down our freeways proclaim “Click It Or Ticket”. The fact is, seatbelts save lives! This is no joke and California legislators in the last few years have passed legislation allowing peace officers not only to cite drivers who fail to wear their seatbelts, but to use one’s failure to wear a seat belt as a basis for a traffic stop in the absence of your committing any other offense. (more…)

You are required as a matter of law in the State of California to maintain liability insurance with limits of no less than $15,000/$30,000 if you are operating your motor vehicle on public roadways. Your failure to maintain liability insurance could not only impact your ability to register your vehicle with the Department of Motor Vehicles, it could subject you to significant monetary fines in the event your are cited for driving without insurance. An additional, little known consequence of driving without liability insurance is that you forgo your right to pursue damages for pain and suffering in the event you are involved in an accident caused by another. (more…)