By Sebastian Gibson

It is now the end of June 2007, summer is in full swing, and the
California Desert Area real estate market is like a sailboat stuck on
a calm ocean with absolutely no wind. The sail boat is going nowhere
and the longer it sits there, the worse it might become as the passengers
run out of food and water. On the other hand, if the wind picks
up, you might be tempted to say that everything will be fine once again.
The truth is, that with so many people sitting on no interest loans or
adjustable loans or loans that have balloon payments coming up in a
short number of months or years, unless that wind is a gale force that
causes home values to increase sharply in the next couple of years,
that slow leak on the sailboat is a serious threat to sink the housing
market in California. And there are very few economists on the
horizon predicting such a gale force wind to once again propel the
housing market.
So what is one to do? Open another beer. Seriously.
If matters are out of your control, worrying about them is only going
to cause you more stress and a heart condition. If you have to
sell, lower your asking price until you sell your property
California and take your medicine. There aren’t many sellers
doing that as of yet, so you will probably be able to beat others to
the punch. If you are already under water (the lowered asking
price is less than you owe) talk to your lender. They may be
willing to work with you and either allow you to do a short sale where
they accept the lower selling price in full payment of your loan or
accept a payment plan for the difference of what you will still
owe. Perhaps you or they can even get more creative than
that. Offer to work for them for a year.
If you don’t have to sell, join the rest of the crowd that is simply
staying put in their homes, cutting back on other expenses, and have
accepted the fact that they won’t be moving to San Diego like they
hoped to anytime soon. That annual trip to Vegas? Forget
it. Have a buffet at a local restaurant instead. Vegas will
get by without you and when you think about it, you’re still pretty
comfortable in your home, aren’t you? Football season is coming
up in a few months. And if you do have to sell, I’m sure that
your Mom and Dad will be happy to see you moving in with them again,
even if you are in your forties or fifties. At that age, if your
parents are still alive and can’t sell their home and move to Florida
either, they’re stuck too and at their age they can use all the help
they can get.

Sebastian Gibson is both a realtor and a real estate lawyer in California of Sebastian Gibson Properties in Rancho Mirage, California dealing in California Real Estate Property, Palm Springs Desert Homes Land For Sale, Desert Area MLS and is the Senior Attorney with the San Diego Personal Injury Lawyer Firm from San Diego, Los Angeles, Orange County, the Palm Springs Desert Area, SoCal

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